Joshua Rotthoff  —  Founder, CEO & Senior Health Advisor

My name is Josh, and above all else, I’m a devoted father and husband who believes deeply in living a life rooted in purpose, service, and integrity. I founded JSR Health Consultants with a clear mission: to help individuals, families, self-employed professionals, and business owners navigate health insurance with confidence and clarity.

Health insurance doesn’t have to be confusing or overwhelming. I’ve seen firsthand how stressful the process can be, and I’ve made it my responsibility to simplify it, explain options honestly, and guide people toward coverage that truly fits their needs and budget.

What sets my work apart is the care, consistency, and heart I bring into every conversation. I’m here to be more than an advisor. I’m here to be a trusted guide, a steady resource, and someone you can rely on year after year. Let’s find a better way, together.

Sapphire Torres  —  Co-Founder, President & Licensed Health Advisor

My name is Sapphire, and I’m a licensed health advisor and co-founder of JSR Health Consultants. Together, we’ve created a mission-driven practice centered on trust, compassion, and truly serving the people who come to us for guidance.

My passion lies in truly listening to each client’s story, challenges, and goals. Whether you’re exploring coverage for yourself, your family, or your business, I’m here to walk you through the process with honesty, clarity, and care. No pressure. No confusion. Just real guidance you can trust.

As an advocate, an advisor, and a steady hand for those navigating important health decisions, my commitment is to help you feel informed, empowered, and confident in choosing the coverage that’s right for you. Let’s find a better way, together.